Consumer Loans
Commercial Loans
Agriculture Loans
Real Estate Loans
Home Equity Loans

Being a community bank, we pride ourselves on a high level of personal service. This means fast turnaround on your loan request, along with a variety of products to fit your needs. You may need a consumer loan for a variety of reasons:

• Automobiles
• Motor Homes
• Boats
• Debt Consolidation
• Personal Use

To apply for your personal loan, please call 352-799-6000 or stop by our office and see a loan officer.

Cortez Community Bank offers a variety of commercial loan and business funding cash advance products to meet our local business owner's needs. We offer a wide range of repayment merchant cash advance funding options. Some of our mca services include:

• Operating lines of credit
• Merchant cash advance
• Equipment financing
• Commercial Real Estate Buildings - existing or to be constructed
• Letters of Credit
• Business Funding Services
• Acquisition and Development
• Commercial Real Estate Lots
• Manufacturing

To apply for a commercial loan, please call 352-799-6000 or stop by our office and see our experienced commercial loan officer.  You can also apply online at Advantage MCA, or NY Merchant Cash Advance.

Cortez Community Bank strives to have a high level of commitment to our agricultural customers' ever changing financial needs. Some of our services include:

• Machinery Loans
• Operating Lines of Credit
• Real Estate Acreage

Cortez Community Bank understands your home may be the largest investment you may ever take on. You can feel secure knowing that your lender understands and can lead you through the mortgage process. We will make your home financing fast, easy, and understandable.

• Purchase, Construction, Lot and Refinancing Available
• Fixed 15, 20, and 30 year rates
• 3 and 5 year balloons
• Free prequalification
• Low closing costs
• Prompt loan decisions
• Competitive Rates
• Mobile Homes

To apply for a mortgage loan, please call 352-799-6000 or stop by our office and see our experienced mortgage loan officer.

With a Home Equity Line of Credit from Cortez Community Bank, you have the advantage of using the equity in your home when you need it. Once you establish your line of credit, simply borrow the money when you need it with flexible repayment options.

• Convenience
• Low Annual Fee
• Potential Tax Advantages – see your tax advisor for deductibility
• Fixed or Variable Rate Options
• Free book of checks for your line
• Use your money for any reason
• Monthly Statement

To apply for a home equity line of credit, please call 352-799-6000 or stop by our office and see our experienced mortgage loan officer.